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Mastercard · 4835Fraud39% industry win rate

Card Not Present Fraud

Mastercard CNP fraud claim.

Required evidence

  • 3DS/SecureCode auth
  • AVS/CVC2
  • Device fingerprint

Playbook

SecureCode shifts liability. Otherwise stack AVS+CVC2+behavioral evidence.

Amavest auto-bundles this

When a dispute hits your Stripe account with code 4835, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

Related fraud codes

Frequently asked questions

What does Mastercard chargeback reason code 4835 mean?
Mastercard CNP fraud claim.
What is the win rate for Mastercard 4835 disputes?
Industry-observed representment win rate for Mastercard 4835 (Card Not Present Fraud) averages around 39% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Mastercard 4835 chargeback?
To dispute Mastercard 4835, acquirers typically require: 3DS/SecureCode auth; AVS/CVC2; Device fingerprint.
How should a merchant respond to a Mastercard 4835 dispute?
SecureCode shifts liability. Otherwise stack AVS+CVC2+behavioral evidence.