What is the win rate for Mastercard 4849 disputes?

Industry-observed representment win rate for Mastercard 4849 (Questionable Merchant Activity) averages around 10% when the correct evidence is submitted within the network's response window.

What evidence is required to fight a Mastercard 4849 chargeback?

To dispute Mastercard 4849, acquirers typically require: Not representable.

Mastercard · 4849Fraud10% industry win rate

Questionable Merchant Activity

Merchant flagged by Mastercard monitoring.

Required evidence

Not representable

Playbook

Focus on exiting the monitoring program.

Amavest auto-bundles this

When a dispute hits your Stripe account with code 4849, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

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Related fraud codes

Frequently asked questions

What does Mastercard chargeback reason code 4849 mean?: Merchant flagged by Mastercard monitoring.
What is the win rate for Mastercard 4849 disputes?: Industry-observed representment win rate for Mastercard 4849 (Questionable Merchant Activity) averages around 10% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Mastercard 4849 chargeback?: To dispute Mastercard 4849, acquirers typically require: Not representable.
How should a merchant respond to a Mastercard 4849 dispute?: Focus on exiting the monitoring program.