What is the win rate for Mastercard 4870 disputes?

Industry-observed representment win rate for Mastercard 4870 (Chip Liability Shift) averages around 20% when the correct evidence is submitted within the network's response window.

What evidence is required to fight a Mastercard 4870 chargeback?

To dispute Mastercard 4870, acquirers typically require: EMV read record.

Mastercard · 4870Fraud20% industry win rate

Chip Liability Shift

Counterfeit chip card processed via magstripe.

Required evidence

EMV read record

Playbook

Only winnable with chip read proof.

Amavest auto-bundles this

When a dispute hits your Stripe account with code 4870, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

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Related fraud codes

Frequently asked questions

What does Mastercard chargeback reason code 4870 mean?: Counterfeit chip card processed via magstripe.
What is the win rate for Mastercard 4870 disputes?: Industry-observed representment win rate for Mastercard 4870 (Chip Liability Shift) averages around 20% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Mastercard 4870 chargeback?: To dispute Mastercard 4870, acquirers typically require: EMV read record.
How should a merchant respond to a Mastercard 4870 dispute?: Only winnable with chip read proof.