What is the win rate for Discover UA06 disputes?

Industry-observed representment win rate for Discover UA06 (Fraud – Chip and PIN) averages around 22% when the correct evidence is submitted within the network's response window.

What evidence is required to fight a Discover UA06 chargeback?

To dispute Discover UA06, acquirers typically require: PIN verification records.

Discover · UA06Fraud22% industry win rate

Fraud – Chip and PIN

Chip card processed without PIN.

Required evidence

PIN verification records

Playbook

Requires PIN capture proof.

Amavest auto-bundles this

When a dispute hits your Stripe account with code UA06, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

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Related fraud codes

Visa · 10.4
Other Fraud – Card-Absent Environment
Mastercard · 4837
No Cardholder Authorization
Mastercard · 4863
Cardholder Does Not Recognize
Amex · F14
Missing Signature

Frequently asked questions

What does Discover chargeback reason code UA06 mean?: Chip card processed without PIN.
What is the win rate for Discover UA06 disputes?: Industry-observed representment win rate for Discover UA06 (Fraud – Chip and PIN) averages around 22% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Discover UA06 chargeback?: To dispute Discover UA06, acquirers typically require: PIN verification records.
How should a merchant respond to a Discover UA06 dispute?: Requires PIN capture proof.