Skip to content
Visa · 11.2Authorization15% industry win rate

Declined Authorization

Transaction processed after issuer declined authorization.

Required evidence

  • Authorization response logs

Playbook

Rarely winnable. Ensure decline responses are enforced at the gateway.

Amavest auto-bundles this

When a dispute hits your Stripe account with code 11.2, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

Related authorization codes

Frequently asked questions

What does Visa chargeback reason code 11.2 mean?
Transaction processed after issuer declined authorization.
What is the win rate for Visa 11.2 disputes?
Industry-observed representment win rate for Visa 11.2 (Declined Authorization) averages around 15% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Visa 11.2 chargeback?
To dispute Visa 11.2, acquirers typically require: Authorization response logs.
How should a merchant respond to a Visa 11.2 dispute?
Rarely winnable. Ensure decline responses are enforced at the gateway.