Visa · 11.3Authorization12% industry win rate
No Authorization
Transaction settled without any authorization request.
Required evidence
- Auth log if one exists
Playbook
Fix pipeline to require auth before settle. Rare wins.
Amavest auto-bundles this
When a dispute hits your Stripe account with code 11.3, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.
Related authorization codes
Frequently asked questions
- What does Visa chargeback reason code 11.3 mean?
- Transaction settled without any authorization request.
- What is the win rate for Visa 11.3 disputes?
- Industry-observed representment win rate for Visa 11.3 (No Authorization) averages around 12% when the correct evidence is submitted within the network's response window.
- What evidence is required to fight a Visa 11.3 chargeback?
- To dispute Visa 11.3, acquirers typically require: Auth log if one exists.
- How should a merchant respond to a Visa 11.3 dispute?
- Fix pipeline to require auth before settle. Rare wins.