What is the win rate for Discover UA02 disputes?

Industry-observed representment win rate for Discover UA02 (No Authorization) averages around 15% when the correct evidence is submitted within the network's response window.

What evidence is required to fight a Discover UA02 chargeback?

To dispute Discover UA02, acquirers typically require: Auth records if any.

Discover · UA02Authorization15% industry win rate

No Authorization

Transaction processed without authorization.

Required evidence

Auth records if any

Playbook

Rarely winnable; fix pipeline.

Amavest auto-bundles this

When a dispute hits your Stripe account with code UA02, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

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Related authorization codes

Visa · 11.1
Card Recovery Bulletin
Visa · 11.2
Declined Authorization
Visa · 11.3
No Authorization
Amex · P01
Unassigned Card Number

Frequently asked questions

What does Discover chargeback reason code UA02 mean?: Transaction processed without authorization.
What is the win rate for Discover UA02 disputes?: Industry-observed representment win rate for Discover UA02 (No Authorization) averages around 15% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Discover UA02 chargeback?: To dispute Discover UA02, acquirers typically require: Auth records if any.
How should a merchant respond to a Discover UA02 dispute?: Rarely winnable; fix pipeline.