What is the win rate for Visa 12.2 disputes?

Industry-observed representment win rate for Visa 12.2 (Incorrect Transaction Code) averages around 40% when the correct evidence is submitted within the network's response window.

What evidence is required to fight a Visa 12.2 chargeback?

To dispute Visa 12.2, acquirers typically require: Transaction receipt; Corrected offsetting entry.

Visa · 12.2Processing40% industry win rate

Incorrect Transaction Code

Debit processed as credit or vice versa.

Required evidence

Transaction receipt
Corrected offsetting entry

Playbook

Issue a correcting transaction and submit both records.

Amavest auto-bundles this

When a dispute hits your Stripe account with code 12.2, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

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Related processing codes

Frequently asked questions

What does Visa chargeback reason code 12.2 mean?: Debit processed as credit or vice versa.
What is the win rate for Visa 12.2 disputes?: Industry-observed representment win rate for Visa 12.2 (Incorrect Transaction Code) averages around 40% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Visa 12.2 chargeback?: To dispute Visa 12.2, acquirers typically require: Transaction receipt; Corrected offsetting entry.
How should a merchant respond to a Visa 12.2 dispute?: Issue a correcting transaction and submit both records.