What is the win rate for Visa 12.4 disputes?

Industry-observed representment win rate for Visa 12.4 (Incorrect Account Number) averages around 28% when the correct evidence is submitted within the network's response window.

What evidence is required to fight a Visa 12.4 chargeback?

To dispute Visa 12.4, acquirers typically require: Original receipt with correct PAN.

Visa · 12.4Processing28% industry win rate

Incorrect Account Number

Transaction posted to wrong account.

Required evidence

Original receipt with correct PAN

Playbook

Prove the correct account number was captured; issuer must move funds.

Amavest auto-bundles this

When a dispute hits your Stripe account with code 12.4, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

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Related processing codes

Frequently asked questions

What does Visa chargeback reason code 12.4 mean?: Transaction posted to wrong account.
What is the win rate for Visa 12.4 disputes?: Industry-observed representment win rate for Visa 12.4 (Incorrect Account Number) averages around 28% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Visa 12.4 chargeback?: To dispute Visa 12.4, acquirers typically require: Original receipt with correct PAN.
How should a merchant respond to a Visa 12.4 dispute?: Prove the correct account number was captured; issuer must move funds.