Visa · 12.6Processing58% industry win rate
Duplicate Processing / Paid by Other Means
Same transaction processed twice or paid via cash/check.
Required evidence
- Two distinct auth codes
- Distinct order IDs
- Separate fulfillment records
Playbook
Prove the two transactions are separate orders — different SKUs, timestamps, or shipments.
Amavest auto-bundles this
When a dispute hits your Stripe account with code 12.6, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.
Related processing codes
Frequently asked questions
- What does Visa chargeback reason code 12.6 mean?
- Same transaction processed twice or paid via cash/check.
- What is the win rate for Visa 12.6 disputes?
- Industry-observed representment win rate for Visa 12.6 (Duplicate Processing / Paid by Other Means) averages around 58% when the correct evidence is submitted within the network's response window.
- What evidence is required to fight a Visa 12.6 chargeback?
- To dispute Visa 12.6, acquirers typically require: Two distinct auth codes; Distinct order IDs; Separate fulfillment records.
- How should a merchant respond to a Visa 12.6 dispute?
- Prove the two transactions are separate orders — different SKUs, timestamps, or shipments.