Visa · 13.4Consumer30% industry win rate
Counterfeit Merchandise
Cardholder claims merchandise is counterfeit.
Required evidence
- Supplier invoices proving authenticity
- Brand authorization letters
Playbook
Only defensible with clear supply-chain provenance. Otherwise refund.
Amavest auto-bundles this
When a dispute hits your Stripe account with code 13.4, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.
Related consumer codes
Frequently asked questions
- What does Visa chargeback reason code 13.4 mean?
- Cardholder claims merchandise is counterfeit.
- What is the win rate for Visa 13.4 disputes?
- Industry-observed representment win rate for Visa 13.4 (Counterfeit Merchandise) averages around 30% when the correct evidence is submitted within the network's response window.
- What evidence is required to fight a Visa 13.4 chargeback?
- To dispute Visa 13.4, acquirers typically require: Supplier invoices proving authenticity; Brand authorization letters.
- How should a merchant respond to a Visa 13.4 dispute?
- Only defensible with clear supply-chain provenance. Otherwise refund.