Visa · 13.7Consumer52% industry win rate
Cancelled Merchandise/Services
Cardholder claims to have cancelled but was still charged.
Required evidence
- Cancellation policy
- Proof of no cancellation received before charge
- Delivery/usage logs
Playbook
Same play as 13.2 — timestamp the absence of cancellation and prove service delivery through the billing period.
Amavest auto-bundles this
When a dispute hits your Stripe account with code 13.7, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.
Related consumer codes
Frequently asked questions
- What does Visa chargeback reason code 13.7 mean?
- Cardholder claims to have cancelled but was still charged.
- What is the win rate for Visa 13.7 disputes?
- Industry-observed representment win rate for Visa 13.7 (Cancelled Merchandise/Services) averages around 52% when the correct evidence is submitted within the network's response window.
- What evidence is required to fight a Visa 13.7 chargeback?
- To dispute Visa 13.7, acquirers typically require: Cancellation policy; Proof of no cancellation received before charge; Delivery/usage logs.
- How should a merchant respond to a Visa 13.7 dispute?
- Same play as 13.2 — timestamp the absence of cancellation and prove service delivery through the billing period.