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Mastercard · 4850Processing60% industry win rate

Credit Posted as Purchase

Refund posted as a charge.

Required evidence

  • Corrected refund receipt

Playbook

Issue offsetting credit and submit both records.

Amavest auto-bundles this

When a dispute hits your Stripe account with code 4850, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

Related processing codes

Frequently asked questions

What does Mastercard chargeback reason code 4850 mean?
Refund posted as a charge.
What is the win rate for Mastercard 4850 disputes?
Industry-observed representment win rate for Mastercard 4850 (Credit Posted as Purchase) averages around 60% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Mastercard 4850 chargeback?
To dispute Mastercard 4850, acquirers typically require: Corrected refund receipt.
How should a merchant respond to a Mastercard 4850 dispute?
Issue offsetting credit and submit both records.