Mastercard · 4850Processing60% industry win rate
Credit Posted as Purchase
Refund posted as a charge.
Required evidence
- Corrected refund receipt
Playbook
Issue offsetting credit and submit both records.
Amavest auto-bundles this
When a dispute hits your Stripe account with code 4850, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.
Related processing codes
Frequently asked questions
- What does Mastercard chargeback reason code 4850 mean?
- Refund posted as a charge.
- What is the win rate for Mastercard 4850 disputes?
- Industry-observed representment win rate for Mastercard 4850 (Credit Posted as Purchase) averages around 60% when the correct evidence is submitted within the network's response window.
- What evidence is required to fight a Mastercard 4850 chargeback?
- To dispute Mastercard 4850, acquirers typically require: Corrected refund receipt.
- How should a merchant respond to a Mastercard 4850 dispute?
- Issue offsetting credit and submit both records.