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Amex · C05Consumer50% industry win rate

Goods/Services Cancelled

Cardholder cancelled but was charged.

Required evidence

  • Cancellation policy
  • Timestamp of cancellation vs charge

Playbook

Show cancellation occurred after cutoff or was never received.

Amavest auto-bundles this

When a dispute hits your Stripe account with code C05, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

Related consumer codes

Frequently asked questions

What does Amex chargeback reason code C05 mean?
Cardholder cancelled but was charged.
What is the win rate for Amex C05 disputes?
Industry-observed representment win rate for Amex C05 (Goods/Services Cancelled) averages around 50% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Amex C05 chargeback?
To dispute Amex C05, acquirers typically require: Cancellation policy; Timestamp of cancellation vs charge.
How should a merchant respond to a Amex C05 dispute?
Show cancellation occurred after cutoff or was never received.