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Amex · P03Processing60% industry win rate

Credit Processed as Charge

Refund posted as a charge.

Required evidence

  • Corrected refund record

Playbook

Post offsetting credit.

Amavest auto-bundles this

When a dispute hits your Stripe account with code P03, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

Related processing codes

Frequently asked questions

What does Amex chargeback reason code P03 mean?
Refund posted as a charge.
What is the win rate for Amex P03 disputes?
Industry-observed representment win rate for Amex P03 (Credit Processed as Charge) averages around 60% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Amex P03 chargeback?
To dispute Amex P03, acquirers typically require: Corrected refund record.
How should a merchant respond to a Amex P03 dispute?
Post offsetting credit.