Amex · P04Processing35% industry win rate
Charge Processed as Credit
Charge posted as credit.
Required evidence
- Corrected charge record
Playbook
Post offsetting charge; may be non-representable.
Amavest auto-bundles this
When a dispute hits your Stripe account with code P04, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.
Related processing codes
Frequently asked questions
- What does Amex chargeback reason code P04 mean?
- Charge posted as credit.
- What is the win rate for Amex P04 disputes?
- Industry-observed representment win rate for Amex P04 (Charge Processed as Credit) averages around 35% when the correct evidence is submitted within the network's response window.
- What evidence is required to fight a Amex P04 chargeback?
- To dispute Amex P04, acquirers typically require: Corrected charge record.
- How should a merchant respond to a Amex P04 dispute?
- Post offsetting charge; may be non-representable.