What is the win rate for Amex P22 disputes?

Industry-observed representment win rate for Amex P22 (Non-Matching Card Number) averages around 20% when the correct evidence is submitted within the network's response window.

What evidence is required to fight a Amex P22 chargeback?

To dispute Amex P22, acquirers typically require: Auth + submission records.

Amex · P22Processing20% industry win rate

Non-Matching Card Number

PAN on submission doesn't match auth.

Required evidence

Auth + submission records

Playbook

Correct and resubmit; rarely wins.

Amavest auto-bundles this

When a dispute hits your Stripe account with code P22, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.

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Related processing codes

Visa · 13.6
Credit Not Processed
Visa · 12.3
Incorrect Currency
Visa · 12.1
Late Presentment
Visa · 12.2
Incorrect Transaction Code

Frequently asked questions

What does Amex chargeback reason code P22 mean?: PAN on submission doesn't match auth.
What is the win rate for Amex P22 disputes?: Industry-observed representment win rate for Amex P22 (Non-Matching Card Number) averages around 20% when the correct evidence is submitted within the network's response window.
What evidence is required to fight a Amex P22 chargeback?: To dispute Amex P22, acquirers typically require: Auth + submission records.
How should a merchant respond to a Amex P22 dispute?: Correct and resubmit; rarely wins.