Discover · RMConsumer45% industry win rate
Cardholder Disputes Quality
Not as described / quality dispute.
Required evidence
- Listing snapshot
- Support tickets
Playbook
Prove parity + good-faith remediation.
Amavest auto-bundles this
When a dispute hits your Stripe account with code RM, Amavest pulls the evidence above, drafts the response, and submits it before the deadline.
Related consumer codes
Frequently asked questions
- What does Discover chargeback reason code RM mean?
- Not as described / quality dispute.
- What is the win rate for Discover RM disputes?
- Industry-observed representment win rate for Discover RM (Cardholder Disputes Quality) averages around 45% when the correct evidence is submitted within the network's response window.
- What evidence is required to fight a Discover RM chargeback?
- To dispute Discover RM, acquirers typically require: Listing snapshot; Support tickets.
- How should a merchant respond to a Discover RM dispute?
- Prove parity + good-faith remediation.